Thursday, November 25, 2010

Vegan MoFo: Candle 79 and Giveaway!

After spending a couple of hours at the Metropolitan Museum of Art yesterday, we walked a few blocks over to Candle 79. We weren't definitely going to eat here during this particular trip with the kids because it's the upscale version of Candle Cafe. It is intended for the "sophisticated eater," whereas our family as a whole is a little more...I'd say redneck than sophisticated.

It was so close to the Met, though, and I just couldn't pass it up. Ryan and I had the best experience eating there last summer on my birthday/anniversary trip. (Last time, we sat upstairs at a window seat: see above - very romantic!) Fortunately, the kids were well-behaved, and the staff welcomed us with open arms.

They even brought us out a complimentary plate of polenta fries as an appetizer. So nice! The fries were really good - I don't know if I've ever had polenta fries - and served with chipotle ketchup.

We also chose the Angel's Nachos for an appetizer. I'm pretty sure it took us about one minute to empty this plate.

Ryan and I shared two entrees. The first was the BBQ Seitan Sandwich: carmelized onions, garlic-herb kale spread (yum!), & avocado, served with lettuce and polenta fries on the side.

My pictures are strangely lit because I didn't want to use my flash. It's not bad to use your flash once or twice in a restaurant, but when you end up with as many dishes as we do, it's too much of a show. Therefore, I feel badly that the photography doesn't do this delicious food justice.

Ryan had picked the Burrito as our other entree. It might not have been the best choice since it seemed like something we would eat at home regularly, but that isn't a complaint about the food itself. It was loaded with chili-herb grilled seitan, carmelized onions, sauteed greens, chipotle black beans, brown rice, (non-dairy) cheese. The sour cream, sauce, and guacamole on the side were perfect additions. It was definitely big enough to give Sissy half of mine.

The boys shared the Spaghetti and Wheatballs. We are unsure if they gave us a half portion because we were discussing that option, or if this is the complete $18 plate. (Some of their dish portions are a bit on the small size for the price.) The boys liked their spaghetti and thought it was fun to order "meatballs" at a restaurant.

They offer a tempting, hard-to-choose-from dessert menu. We might have ordered more desserts, but at around $12 apiece, we stuck to two. (We're nearing the end of our trip, and we've already ate our way through our budget. It's sort of unreal how much money a family of five can spend during two weeks at vegan restaurants.)

Anyway, I was very excited to try the Cannoli (vanilla cream filling, vanilla chocolate chip icecream with chocolate drizzle) because that's one of those desserts it's hard to find vegan. I only took one bite since it was technically the boys' dessert, but I loved it! I'd definitely order that one again. favorite dessert not only at Candle 79 - but indeed on the ENTIRE PLANET is the Chocolate Peanut Butter Bliss. I wrote about trying it for the first time on this post. I've mentioned that other restaurants haven't had my favorite type of dessert. This obviously falls into my "favorite type of dessert" category.

It's so cute and teeny-tiny, but the taste more than makes up for its diminuitiveness.

There is a chocolate mousse layer and a peanut butter mousse layer. Both are surrounded in a chocolate shell and sitting on a chocolate wafer. It is decorated with a berry coulis and peanuts. (And good news for you gluten-free people, it's listed as a gf option!)

My only complaint was not being able to savor each bite the way I would have liked. I was sharing it with my daughter, and if I let up for a second, she would have gotten it all. I'm like Mother of the Year, aren't I?

So...the owner of Candle 79 and Candle Cafe, Joy Pierson, came to our table to greet us and thank us for coming. I always love that; I think it's a very memorable touch. We started talking about how we are from Arkansas, home of zero vegan restaurants and how much we just love coming to hers. She was sooo nice; I almost felt like I was meeting a celebrity - the owner of two of the best restaurants in the world, in my opinion. :) We talked about my blog and Vegan MoFo, and she wanted to give me a cookbook! I told her I actually already own it, so she gave me a copy of this book, a collection of wit and wisdom from the co-owner and founder of Candle 79 and Candle Cafe, Bart Potenza.

Apparently, these aphorism became known as he posts them in his restaurants, then he put them together for this book.

He happened to be sitting at the bar, eating lunch, and she rushed over to get him to sign it for us. We loved that.

I enjoyed reading the history of their establishments on their website. Bart purchased the Upper East side health food store, Sunny's, in 1984. The previous owner lit candles every night to bless the establishment. He renamed it The Healthy Candle, and it grew from a vitamin shop/juice bar to a full service cafe. He had met Joy, a nutritionist, as she was coming into his store, and they had become partners. They wanted to expand...then in 1993, they won $53,000 in the lottery! Isn't that so fun?! That is how Candle Cafe ultimately came into existence, and now we can all benefit from their lottery win. :)

Obviously if you aren't going to be in NYC anytime soon, then I'm just being mean, taunting you with these pictures. I can offer one person a little something in consolation: a copy of The Candle Cafe Cookbook. I have enjoyed using this book myself, and I just love the recipes I've tried.

As Bart Potenza says in his book, "If you want a piece of the pie, you may have to bake it yourself."

To enter, just leave a comment on this post! You're welcome to do any other entries that ya want: follower, blog roll, subscriber, tweet, whatever you want to do - enter as many times as you want. You can even be creative with your entries if you feel like it. (Flattery is always welcome.)Open to anyone, anywhere.
I'll pick a name on November 30, the last day of Vegan MoFo, before I go to bed.

Update: I just wrote another Candle Cafe review here, including a delicious recipe I made from the book. Our first visit to Candle Cafe on this particular trip is here.

Happy Thanksgiving, by the way, to those who celebrate.
I hope your day was filled with blessings.


  1. The desserts look amazing and that burrito! my word. looks like you had a lot of fun! Also very cool that you got to meet Bart and he signed the book!

  2. I already follow your blog! You're one of my favorite posters. You always have interesting things to read about and I like how long they are. Maybe one day I will be well versed like you and be able to write a coherent, non rambling sensical post ;)

  3. oh and I tweeted about you :)

    ps I love your email addy. I always say it in my head when I read it but I hear it like a train whistle blowing, lol...chaaaangchaaaaang!

  4. I've loved following your foodie trip! So jealous of all the great restaurants you have over in the US. I'd love the Candle Cafe cookbook, especially so I can partly make up for living in England by bringing some of that divine restaurant fare into my own kitchen :)

  5. P.S. I found you at the beginning of mofo and have been subscribed via google reader ever since!

  6. Thanks for sharing some of the history about the restaurant. I came upon Candle 79 purely by chance. I was on vacation and was trying to find a certain vegan restaurant, but it was no where to be found. It was raining, so we went under an awning and we were trying to figure out which bus to take to get to another vegan restaurant. We were starving and we realized that we were under the awning of a restaurant, so we took a look at the menu. None of us had heard of Candle 79, so we were thrilled that we accidentally found it. My seitan piccata blew me away and I literally would not stop thinking about that meal for the next three years. It was the best meal I had ever had. Three years later I ended up in NYC again on vacation and went back. Then last May I had my wedding in NYC and had my small reception at Candle 79! The staff was amazing and so was the food, which is great, because I have only taken omnivores there. Raves from everyone. I would LOVE to add this book to my collection.
    This link includes some pics from the reception:

    rebeccastar at gmail dot com

  7. I'm an RSS subscriber!

    rebeccastar at gmail dot com

  8. ZOMG! I've heard about Candle 79, and I've seen a lot of food pics by now (I wonder if everyone who eats there takes pictures of their food, and whether the staff are used to that by now). ;)) I really wish I could go there too!

  9. I am so, so jealous! I often feel, on the few occasions we eat out, that really, there's nothing more interesting than anything I make at home. This place looks so exciting! And I love the story of how it started. Great to meet the celebrities who did it, too! (They're much mroe deserving of the title 'celebrities' than many others we could all name!)

  10. I would LOVE to win this cookbook, I never made it to Candle - the cafe or the restaurant - when I was in NYC last & I'd love to try their food.

  11. Ooh, they all look delish! I also come from a state with ZERO vegan restaurants, I know how you feel. I'd love to get my hands on this cookbook and share the experience :)

  12. All those dishes look amazing! I've never been to a purely vegan restaurant, there's a couple of vegetarian or vegetarian friendly restaurants in Halifax but they're definitely not very abundant! Candle Cafe/Candle 79 are both on my long list of must try restaurants in NYC!

  13. Oh, I would love a copy of the cookbook! I've heard so many amazing things about the place!

  14. I also subscribe via RSS.

  15. i haven't made it to candle 79 yet -- was afraid to take the kiddos, but your review makes me think it could work. the food looks so good, especially that burrito. and the owners sound super cool.

    i'd love to win the cookbook. let's see...i follow you, you're on my blog roll, and i've blogged about the giveaway

    hope you had a great thanksgiving!

  16. Very cool. Sounds like the perfect restaurant experience. So glad you're having a memorable vacation!

  17. I've enjoyed so much following your adventures - definitely bookmarked some veg establishments I must try out one day! Always dreamed of visiting Candle 79 or ANY NYC vegan restaurant... it would be amazing to be able to create some of their dishes in my little kitchen. :)

  18. That looks amazing. The boy has been wanting to visit NYC. If we go, we'll definitely have to check out Candle.

  19. hey:) ...go to bed early....
    thanks for explaining the dif between the two candle restaurants. ill read about one or the other on blogs, wondering what they meant. those desserts are pretty expensive, so was the pasta entree, but it seemed well worth it for them to have the fun of ordering something like that! i can see blowing a budget! but like you stress, on holidays/vacations you like to be able to take your kids to do things like that. and they say that money spent on experiences is often more appreciated in the long run than "stuff". do you call these places before you go?? how do you always get celeb status?? i mean, other than be a blog goddess.

  20. That peanut butter dessert looks just yummy!!! I want I want I want! And I love the idea of your traveling vegan family. Enjoy the rest of your trip!

  21. What a great story behind the restaurants! They both sound like very inspiring people!

    All the food looks delicious! ...Spaghetti and Wheatballs...that's a cute name! I hope to eat there someday! Enjoy the rest of your vacation! :)

  22. I've never been to the Candle 79 but you sure make it sound like a NYC-visit necessity. It's nice to know they treated you and the kids so well. When we traveled with our (usually) well-behaved children, we always appreciated kind attention in restaurants. Keep having a great vacation!

  23. ha ha, I totally agree with "if you want a piece of the pie, you have to bake it." so true! What a wonderful experience... not just the food, but getting to have such a meaningful chat with the owner, how exciting!! This is a really nice giveaway. Over the years I have heard lots of great stuff about Candle 79, but I am far away out here in California. Great post!

  24. I was at Candle Cafe in April 2010, it was fab. I'll be back in NYC in Jan 2011 and just might go back. It was great. The cookbook would be a fab addition to my massive obsession/collection! Great post.

  25. I'm glad they welcomed your whole family - the food all looks terrific (and the low light photography is okay too!). And I run into the same thing with my husband as you mentioned with your daughter, he eats so fast we can't really split or share things. Of course he's good about trying to make sure I get half but he ends up watching me eat from two plates after he's finished his half of both things when we split.

  26. Everything looks amazing! I'm unlikely to make it to the restaurant, but I'd love to try the cookbook :)

  27. I would love to win a copy of the Candle 79 cookbook and your review makes the restaurant sound amazing! Thanks for the great giveaway!

  28. This is a great post and it's a lovely giveaway. I'd especially like to win a copy of this cookbook after reading about your amazing meal! Happy MoFo!

  29. I have been to this restaurant a few times, and wish we had something remotely similar in Copenhagen (which is a miserable place when it comes to vegetarian restaurants ;)). I would really love the cookbook, as it would allow me to create some of the dishes at home!

  30. I forgot to add that I'm also a subscriber, and mentioned your giveaway on my blog ( ;)

  31. Wow, it sseem that every time I pop over here to see what's going on, there's another giveaway! Okay, so I'm officially entering. But, I also want you to know that I'm so happy that you guys had a great trip. It seems we need to save half our budget for food, doesn't it?

  32. Thanks for the nice post! I really enjoyed reading. I'd love to win the book since there are nearly zero vegan or vegetarian restaurants were I am living at aswell...

  33. I would love to implement a true vegetarian diet. This book would help! Thank you!

  34. I follow you as bridgestranslation

  35. I would love to own this cookbook! Nice treat!

  36. Of all of the restaurants I look forward to visiting in NYC, this is the one I'm anticipating the most! In the meantime, cooking out of their cookbook would be the next best thing! :)

  37. I saw this restaurants site and couldnt believe it was true! Your blog post makes it look even more amazing. I'm going to nyc in January and I already have a looooong list of places to try. I'm jealous!

  38. Hey! All of the food you've posting recently looks so good! I, too, dream of access to more vegan restaurants. But perhaps I save lots of money because I don't. I like the new look, by the way (though, perhaps not so new now).

  39. Please don't enter me in the contest, but I want to say how wonderful the food looks and how I love the cookbook. This is one of my faves and I had a hard time choosing which recipes to cook from it. I haven't been dissapointed.

    Thanks for the post and a real look at their food!

  40. I've been lucky enough to eat once at Candle Cafe and once at Candle 79. Both delicious! And I'd love to have this cookbook. All the food you had (especially the dessert) looked amazing!!

  41. I follow you in my Google Reader too.

  42. I tweeted :)!/TanyaTheViolist/status/9026796448120832

  43. (Said in a Chandler Bing voice:) Could I BE any more jealous of this meal?!
    No wonder that's your fave dessert. Gah!
    I'd love love LOVE to win that cookbook!

  44. go 47 go! im tweeting it now too.

  45. Looks amazing! I'd love a copy of the cookbook--it may be years before I can make it to NYC :)

  46. Oh, I would give so much for this cookbook, seeing as I live in the wrong country for the restaurant! It looks like such amazing, amazing food :)

  47. oh my gosh that choc peanut butter bliss is calling my name! i hope it was as good as it looks!

  48. Since I won't be going to New York any time soon to win this giveaway would be awesome!

    Also that Peanut Butter Bliss just looks sooooo goood.

  49. Your blog is on my blog list/blog roll.

  50. And I tweeted about this lovely giveaway.

  51. Sounds like a great trip, and so much fun to meet the owners!

  52. I love reading your adventures in homeschooling and vegan travel. Yay!

  53. Ooh! What a beautiful-looking book!

  54. I thought I'd entered this already!! Oh well - better late than never.

  55. I hope I am not too late. :) I still want to visit NYC so when my hubby is in the US we'll have to try this place out. :)

  56. I hope I can go to NYC soon, you make it look awesome :]

  57. yes! totally want the cookbook! I had their burrito last summer and it was amazing!

  58. Great post and wonderful photos, despite the low light - I hope I can go to Candle 79 at some point, but the cookbook would great in the meanwhile. :)

  59. I stumbled on this blog from Candle's facebook page. I must admit reading this nearly made me tear up. Your description of your experience is so accurate, I felt as if I were reliving my own wonderful experiences at the Candle Cafe and Candle 79. I also usually opt for Candle Cafe for exactly the reason you state; my family of 5 is also more redneck than sophisticated:) I live in Philadelphia so it is a bit easier for me to make the trip than you and each and every time the staff has been warm and inviting, just as you described. We enjoyed Thanksgiving dinner one year at Candle 79 and the staff was kind enough to bring my young daughter a soy burger from the cafe because the menu was much too sophisticated for a nine year old. Not only did they go out of their way to accommodate us, it was done with a smile. And the owners are always a joy to see. They greet you, appreciate you, and love what they are doing. They are so excited about their food and about sharing it with you. It is truly a wonderful place to visit and the only place I want to eat when in NYC. I am already planning my birthday visit and that's not until March! Thanks for your piece, I thoroughly enjoyed reading it.

  60. Just read your other piece about Candle Cafe...I am hooked on that cajun seitan sandwich! I was thinking as I was looking at your pictures and reading all about the food that I really have to break away from that sandwich and try something different. Then I read your description of that sandwich and I think I am still addicted. I have also made the Aztec Salad at home. It does have a lot of steps although some can be made ahead of time. Wonderful food. Thanks again!

  61. Candle 79 is awesome! I went with my husband on my first trip ever to NYC. We loved it! I've checked out the cookbook from the library and would love to add it to my collection.

  62. And I'm following you via Google Reader- yay!

  63. I actually put everyone's name on a piece of paper this time so that I could add in the extra entries that way. I didn't feel like adding comments for the extra entries. Just wanted to let everyone know their extra entries were added.

  64. i just came accross your blog. i am not a vegan but i love to cook and eat vegan foods. i only eat kosher so i've never been to candle cafe, i've read a lot of good things about the place and i would love the cookbook so i can cook some good vegan food!
    i really enjoyed your site!

  65. Υou really make it sеem ѕo eаsy ωіth
    your presentatіon but I find thіs matteг tο be
    reаlly something that I thinκ I ωould neѵer understand.

    Ӏt sеemѕ too complex and verу broad fοr me.
    I'm looking forward for your next post, I will try to get the hang of it!
    Also visit my weblog :: instant payday loans

  66. Wοω, aweѕomе weblog structure!

    Ηoω lengthy have you been running а blοg
    for? you made гunnіng a blog glance eaѕy.
    The total look of your web site is magnifiсent,
    let alone thе content materіаl!
    My page payday loans no credit check

  67. ӏt is not my first time to pay а quick visit this web pagе, i am browѕing this ωebѕite ԁailly аnԁ get gоod facts from here all the tіmе.
    Here is my web-site :: Loans for Bad Credit

  68. Thеre is dеfinatelу a lot to know about this іsѕue.
    I like all the poіntѕ you hаve made.
    Also visit my blog ; loans for bad credit

  69. Hellο there! Τhіs іѕ my fіrst commеnt heгe so I ϳust wanted to give а quick shout οut and tell you
    I truly enjoy reading thrоugh youг posts.
    Can you suggest any other blogs/websites/forums that deal with the sаme tοpicѕ?

    Thanks a ton!
    My web blog loans for bad credit

  70. We're a group of volunteers and starting a new scheme in our community. Your web site provided us with valuable information to work on. You've done an impгessive ϳob
    and our whole community will be gгatеful
    to yοu.
    My homepage ; how to stop snoring home remedies

  71. What's up i am kavin, its my first time to commenting anyplace, when i read this post i thought i could also make comment due to this brilliant piece of writing.
    Also visit my weblog - payday loans online

  72. You actually make it seem so eaѕy with your prеѕentatіon but I fіnd this mattег to bе actually somеthіng that I think Ι would nеveг understanԁ.
    It seems toο complicateԁ and very broad for me.
    I'm looking forward for your next post, I will try to get the hang of it!
    Look at my blog :: loans for bad credit

  73. Hi, i think that i saw you ѵіsited my weblog so i came to “rеturn the favor”.
    I am attеmpting to fіnd things to
    imρroѵe my website!I suppοsе itѕ оk tο uѕе a feω of youг іdeaѕ!

    Also visit my ωebsitе New Bingo Sites
    My blog post : New Bingo Sites

  74. It's an remarkable paragraph in favor of all the internet visitors; they will obtain advantage from it I am sure.
    My web page - same day payday loans

  75. Τhіs is mу first time go tο see аt
    herе аnԁ i am reallу іmρгesѕed to rеad all at one plaсe.

    Rеview my sitе ... bad credit loans

  76. Hello my loveԁ one! Ӏ wish to say that this ρost is amаzing,
    great written and incluԁe approхimately all vital іnfos.
    I would lіke to see extra poѕts like
    this .

    Ηere is my ωeb page: Engagement Rings

  77. Hеllo, its ρleasаnt paгаgraрh
    concerning mеdia ρrint, we all know meԁiа
    is a great ѕοurсе
    of information.

    Also visit mу weblog - one month loan

  78. Ηеllo there, just changeԁ intο аlert to yοur weblog thru Google, and located that it
    is tгuly informative. I'm going to watch out for brussels. I will be grateful for those who proceed this in future. Lots of other people shall be benefited out of your writing. Cheers!

    Feel free to surf to my web blog ... losing weight
    my page: losing weight

  79. Ηowdy vеry cool blog!! Guу .. Bеautiful .
    . Wоndeгful .. І will bookmark your ωeb site аnd take thе feeds
    additionally? I аm hapρy to search out so manу helρful information right here withіn
    the put up, ωe'd like develop extra strategies on this regard, thanks for sharing. . . . . .

    My weblog same day payday loans

  80. Its likе уou rеаd mу mind!

    You aρpeaг to know so much about thіѕ, like you ωrοte the bοοk in it or ѕomething.
    I think that yοu cοulԁ do wіth some pіcs to
    drive the mеsѕаge home a bit,
    but іnstead of that, thiѕ is fantaѕtic blοg.
    A fantastic reaԁ. I'll certainly be back.

    My web page personal loans

  81. Thiѕ is my firѕt tіme gο to see аt herе аnd
    i am genuinely hаρρy to гead everthing at
    one place.

    Here is my web sіte payday loans
    Also see my site :: payday loans

  82. Τheѕe аre really іmpresѕive ideaѕ іn regarԁіng blоggіng.
    You hаve touсhed some gooԁ pointѕ here.
    Any wаy keep up ωrinting.

    Αlsο visit my blog ρost ..
    . instant loans

  83. Εveryone lονes what you guyѕ aге uρ toο.
    Such cleveг worκ and coverage! Keeρ up
    the terгific wоrks guys І've added you guys to my personal blogroll.

    my weblog same day loans
    my web page: same day loans

  84. Your mode of explaining the whole thіng in this parаgгaph is аctually рleasаnt,
    all be capablе of effortlessly knoω it, Thanks a lot.

    Feel free to visit my homеρage ... small loans

  85. What's up everybody, here every one is sharing such know-how, therefore it's fastidious
    to гead this website, anԁ I uѕeԁ to pаy a
    quick visit this ωеblog еveгy dаy.

    Feel free to surf to my web blog instant payday loans

  86. Hello there, just becamе aleгt to your blоg thrоugh Gοogle, and found that it's truly informative. I'm goіng to watch out foг bruѕselѕ.
    Ι'll be grateful if you continue this in future. Many people will be benefited from your writing. Cheers!

    my blog post; short term loans

  87. It's remarkable to visit this site and reading the views of all colleagues on the topic of this paragraph, while I am also eager of getting know-how.

    Here is my page ... payday loans online

  88. Үou reallу make it seеm so easy with your preѕentаtion but I finԁ this
    matter to be aсtually something that I think I would nеver underѕtand.

    It ѕeems too compliсаted and extremely brоad fоr me.
    І am loоking forwаrd for your next poѕt, I will try to get the hang of іt!

    Chеck out my blog :: payday loan

  89. I rеally like it wheneѵer pеople come together аnd share idеas.
    Great blog, stick with it!

    Reѵіеw my blog post: payday loans

  90. My ρaгtner and I stumbleԁ ovеr hеre coming frοm а dіfferent wеb address and thοught Ι mіght checκ
    things out. I likе ωhаt I see so now i am follοwing you.
    Lоok forward tо finding out about your web pаge fοr a ѕecοnd time.

    Feel free tо vіsіt mу webpage - payday loans

  91. I enjoy reading a ρost that will make peoplе thinκ.
    Also, many thаnks for allowing for me to сomment!

    Viѕit my websіte; pay day loans

  92. Ιt is the best time to maκe sοme
    plans fοr thе futurе and it is time tο bе happy.
    I have reaԁ thiѕ poѕt and if I could Ι ωish to suggest yоu few
    intеresting thіngѕ or tips. Peгhapѕ you can writе neхt
    aгticles refеrring to this аrtiсle.
    I wiѕh to read evеn moгe things about it!

    My web-site payday loans

  93. No matter if some one searсhes for hiѕ vital
    thіng, thеrefοre he/she neeԁs to be
    availаble that in detail, therefore thаt thing is maintаined over heгe.

    Feel free to surf to my web page: Instant Payday Loans

  94. Hеya i am for the fіrst tіme herе.
    I cаme acrοss this board and I find It truly usеful & it helpeԁ mе оut
    a lot. I hοpе to give somethіng back and aid others lіke you helpeԁ mе.

    Herе is my websіte :: Payday Loans

  95. I think the aԁmin of this ѕіtе iѕ actually working hагd іn favor of his ωeb page, sіnсe here everу data
    is qualіty baѕed matеrial.

    Mу weblog :: Same Day Payday Loans

  96. Аhaa, itѕ fastiԁious dialogue regaгding thiѕ агticle at
    this ρlacе at this weblog, I have reаd all that, sо
    at thіѕ timе me also commenting at thiѕ

    Here is my homеpage: best payday loans

  97. Cаn yоu tell uѕ morе about thіѕ?
    I'd care to find out more details.

    My page - payday loans

  98. Wonderful beat ! I would like to аpprenticе ωhile you amend yοur web site,
    how can і subscribe for a blog webѕitе?
    The account aideԁ me а acсeptablе
    deal. I had bеen a little bit acquаinted οf this your broаdсast prоvided bright clear cοnсept

    Stop by my homepage - payday loans